IVA Advice

IVA stands for Individual Voluntary Arrangement. It is a legally binding contract between the debtor and their creditors. Please see below for more information about IVAs.

For expert IVA advice and information, or to see if you qualify for an IVA, please contact our IVA advisors on 0800 048 1752.

IVA Advice Guide:

• IVA Arrangement Do you qualify for an IVA? Arrangements for this type of proposal to unsecured creditors can only happen if you are suitable for an IVA. The current IVA criteria includes...

• How Long Will my IVA Last? Typically an IVA will last for 60 months but this could vary if your circumstances change during the IVA term...

• IVA and My Credit Rating One of the many factors people worry about when considering an IVA is what damage it will do to their credit rating and whether an IVA means that they would be “blacklisted”...

• IVA Help Do you need IVA help? One Advice have a team of expert IVA advisors who can offer you IVA help and IVA advice. Call today or Fill in the Quick Enquiry for a callback...

• IVA and Your Debt An IVA can cover most of your unsecured debt. However, there are certain debts which are unable to be included in your IVA proposal, these include...

• Personal Debts: IVA An IVA can include non-secured personal debts, such as personal loans, credit cards or store card debt. However an IVA may exclude some form of personal debts...

• Insolvency Register The Insolvency Register holds the details of all IVA and bankruptcy orders passed in the UK. Details about the register can be found at the Government Insolvency Service website...

IVA Alternatives

• IVA Alternatives Not everyone is suitable for an IVA, but there are alternatives to help those who are struggling with debt...

• IVA Comparison to Debt Management A Debt Management Plan and an IVA both offer you the ability to make a reduced payment to your creditors. Compare the differences of an IVA and Debt Management Plan...

• IVA or Debt Management? What is right for me? An IVA or a Debt Management Plan? Contact One Advice for IVA or Debt Management advice to see which of these is the best debt solution for you...

• IVA an Alternative to Bankruptcy An IVA is an alternative to bankruptcy. If you are considering declaring bankruptcy, see if you are more suited to an IVA...

• IVA and Bankruptcy Both IVA and Bankruptcy are potential debt solutions for those who are insolvent. But you should be aware of the differences between the two...

• IVA or Debt Consolidation? Is an IVA or a Debt Consolidation Loan best suited for your circumstances? Contact our One Advice IVA advisors for IVA or Debt Consolidation advice...