FREE IVA & Debt Advice

One Advice are experts in our field and we can offer you a range of IVA and Debt advice. No matter how much debt you owe, our One Advice IVA and Debt advisors are on hand to help.

Take the One Advice 1 Minute Debt Test to see your debt solutions. Or for Free IVA & Debt Advice call today on 0800 019 5870.

 

Free IVA Advice 

An IVA (Individual Voluntary Arrangement) is a legally binding agreement between you and your creditors. If you have debt over £15k then an IVA could be the perfect way for you to become debt free. It was introduced as am alternative to Bankruptcy and means you don't have to sell your home. No other solution can write off your debt!

The best way to see if you are suitable for an IVA is to take the One Advice 1 Minute Debt Test or call our advisors on 0800 019 5870.

 

Free Debt Advice

One Advice can help you find the right debt solution for you, no matter what your situation. Our advisors strive to offer the best advice and will take a full analysis of your details before offering you a debt solution. Remember, what solution works for other may not suit your circumstances.

There are a number of debt solutions you might consider, including:

• Debt Management Plan: An informal agreement with your creditors. It offers you one low monthly payment to all your debts.
• Trust Deed: The equivalent to IVA legislation, for Scottish residents only. 

For understanding and professional advice, call free on 0800 019 5870. 

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)