Debt Help

If you are overwhelmed with the amount of debt and you find it a struggle to pay your debt, you need Debt Help.

One Advice are experts in finding the right debt solution for you. We will take a detailed analysis of your finances to make sure that you are getting help to suit your circumstances - no matter how much debt you are in. 

If you are still considering your options you might want to take the One Advice 1 Minute Debt Test, which will show you what debt solutions your finances are most suited to. 

Debt Help from One Advice 

If you are looking for debt help and advice then One Advice can offer you free help on a range of debt solutions, including:

• Debt Management Plans: An informal agreement with creditors where you make one low monthly payment. 
• IVA (Individual Voluntary Arrangement): Write off the debt you can't afford with an IVA.

For Debt Help please contact the One Advice team on 0800 019 5870.

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)