Advice Guides

One Advice are able to offer you free advice and information about your debt problems. Click on the appropriate link to find an Advice Guide to suit your circumstances.

One Advice are available to answer any queries that you might have about your finances, no matter what your debt level or credit history. Call our free phone number on 0800 019 5870 or fill in the Quick Enquiry Form.

For up to date information and news about everything debt related, please see the One Advice News Page -

 

One Advice How To Guides:

Simple How To tips from One Advice, helping you get the most out of your finances. 

How To Consolidate Debt Without A Loan

How To Organise Your Debt

How to Improve Your Credit Rating

How To Arrange An IVA

 

Bailiffs & Debt Collectors:

What's the Difference Between a Bailiff and a Debt Collector?

Debt Collector & Bailiff Harassment

 

Arrears:

Mortgage Arrears

Rent Arrears

 

Dealing With Debt:

Avoid Common Debt Mistakes 

Plan Your Debt Free Future

Store Card Debt Advice

 

The One Advice Quick Guide Series:

Looking for a quick overview about one of the debt solutions offered by One Advice? Please see our Quick Guides for information. 

Quick Guide to IVA

Quick Guide to Debt Management Plans

Quick Guide to Debt Consolidation

Quick Guide to CCJ

Quick Guide to Inflation 

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)